Freelancer insurance just got better

Super-flexible insurance that saves you money

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On-demand, online insurance built for freelancers

Making it faster, cheaper and giving you total control  

Save money when you’re not working

For the first time, you can turn your insurance on and off as you need it. Just update your activity status and we’ll bill you at the end of the month for the insurance you’ve actually used.

Lightning fast insurance at your fingertips

Don’t waste your time listening to hold music ever again. Get a quote in less than 60 seconds, buy a policy in less than 3 minutes and submit a claim 24/7 – all online and hassle-free.

Adopt a better insurance philosophy

Zero admin fees so you can change your policy, address or mind for no extra charge. B-Corp aligned so your buying decision has a positive impact on the planet as well as your pocket.

Amazing cover crafted for your business

Professional Indemnity

This covers you for mistakes that cost your client money, whether they turn-out to be your fault or not. Essential for freelancers and contractors.

Public Liability

Protect yourself if you accidentally damage someone else’s property or cause them injury. Needed if you leave your home or get visits while you work.

Cyber Liability

Covers your liability from a cyber attack; plus expert assistance to locate, stop and fix the fallout from data breaches fast and 24/7.

Business Equipment

Your laptop, phone or tech is core to your business. Get 24 hour worldwide business equipment replacement, or the offer of instant cash.

Kick-ass prices,
accurate to the second

These examples give you an idea of our pricing, but we’ll never put you in a box.
Customise your insurance to your needs; we’ll charge you by the second and only bill for what you use.

Professional Indemnity

from25pper day
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Professional Indemnity
Public Liability
Business Equipment

from35pper day
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Professional Indemnity
Public Liability
Business Equipment
Cyber Liability

from55pper day
Get a quote

In troubled waters? We’ve got your back

Don’t risk working without insurance. With Dinghy you’ll never feel like a small freelancer in a big pond. You’ll get:

A dedicated team of claims experts and lawyers to the rescue

24 hour replacement on all equipment or an instant cash transfer

Cyber insurance experts on hand 24/7

Are you one of the lucky crew?

Dinghy is all about the freelancers and contractors; the developers, designers, and digital-pros that deserve better insurance. We’ve focussed on a group of professions so we can speak your language, and get it right. Here’s our most popular 18. (To see the 200+ professions we cover, start a quote).

Tech + Data
Creative + Media
Consulting + Project

Join our mission to change insurance

Let’s make insurance a social good again. At Dinghy we “Trust First” with payments and with claims. It feels good and keeps your premiums low. Plus we give back to charities who support the world we need to protect.
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