What our freelancer customers say:

Dinghy insurance: making freelancer insurance fairer

Save money when you’re not working

For the first time, turn your freelancer insurance on and off as you need it and you’ll only pay for the insurance you’ve used.

Lightning fast freelancer insurance

Say goodbye to hold music. You can amend your policy and submit a claim 24/7 – all online and hassle-free. 

Choose a fairer freelancer insurance partner

We never charge admin fees or interest on monthly payments. We are making the world a better place, starting with your insurance.

Insurance tailored to freelancers with Freelancer Assist as standard

Professional Indemnity

This covers you for mistakes that cost your client money, whether they turn-out to be your fault or not. Essential for freelancers and contractors.

Public Liability

Protect yourself if you accidentally damage someone else’s property or cause them injury. Needed if you leave your home or get visits while you work.

Business Equipment

Your laptop, phone or tech is core to your business. Get 24 hour worldwide business equipment replacement, or the offer of instant cash.

Freelancer Assist

We will help you chase clients for any unpaid invoices, provide expert tax specialists if you have an IR35 or other tax inspection, pay you for jury duty, and more.

Kick-ass prices,
accurate to the second

Customise your freelancer insurance to your needs; we’ll charge you by the second and only bill for what you use.

Professional Indemnity Including Freelancer Assist

from30pper day
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Professional Indemnity Including Freelancer Assist
Public Liability

from46pper day
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Professional Indemnity Including Freelancer Assist
Public Liability
Business Equipment

from52pper day
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In troubled waters? We’ve got your back

Don’t risk working without freelancer insurance. With Dinghy you’ll never feel like a small freelancer in a big pond. You’ll get:

A dedicated team of claims experts and lawyers to the rescue

24 hour replacement on all equipment or an instant cash transfer

Tax specialists who can help with HMRC investigations

Can we protect you?

If you are a freelance tech developer, creative, or consultant that gives advice or designs for a living, we’ve got you covered. Our most popular 18 professions are below. To see the 200+ freelance professions we cover, start a quote.
Tech + Data
Creative + Media
Consulting + Project

Join our mission to change insurance

Let’s make insurance a social good again. At Dinghy we “Trust First” with payments and with claims. It feels good and keeps your premiums low. Plus we give back to charities who support the world we need to protect.

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