What is business equipment insurance?
Most home insurance policies don’t cover your business equipment. Dinghy’s business equipment insurance covers loss, theft or damage to your business equipment whilst on your business premises, at home, on the move or even in a coworking space. So should anything happen to your vital business equipment or gadgets you will be covered and back up and running as soon as possible.
We cover you worldwide, wherever you may be. And are one of the few insurers who cover you whilst you are in a coworking space. So long as you don’t leave your belongings unattended. Simply make sure you correctly value your business gadgets and equipment so that you are fully covered with your Dinghy policy.
What does our Business Equipment insurance cover?
- We cover loss, theft and damage to any equipment that is owned by your company.
- We cover many kinds of business equipment, so for example, if you’re looking for Macbook Pro insurance, as long as it’s business equipment this is the place to come.
- Our insurance covers you while you are working in a co-working space. So if your equipment is stolen overnight while locked in a shared space, or you go to get a coffee and someone sneaks past the security with your laptop, we’ll cover you. (Like every other insurer, we can’t cover you if you leave your equipment unattended in a public place, like a coffee shop so remember to be extra vigilant).
Who needs business equipment insurance?
As a freelancer, your business equipment is vital to your work and the functioning of your business. Without it, you will be seriously hampered in providing your services to your clients. As such, it is pretty essential to cover your business equipment.
At Dinghy we will replace your equipment in 24 hours, or pay cash into your bank if we cannot meet that promise. So that you can get back up and running as soon as possible if anything should go wrong. So whether it is your laptop, mobile phone or more specialist items, as long as it is your business equipment we have got you covered.
What equipment can I insure?
There are many examples where you will need insurance for your business equipment. As a photographer
it will be vital to get camera insurance, or as a musician
, to get musical instrument insurance. Whatever role you perform as a freelancer, it is almost certain that you will need laptop insurance
to function in the modern world. Whatever your needs, we can cover it with Dinghy’s business equipment insurance.
Top professions who need PL insurance