Important information for Dinghy customers. Click here to learn more.

Competition Terms and Conditions

Christmas Card competition terms and conditions

  1. The prize-draw is only open to existing customers of Dinghy UK Ltd (Dinghy) who have “Graphic Designer” included as an occupation on a live insurance policy purchased from as at 15 October 2021.
  2. You will win an iPad with 256GB of memory valued at £499.
  3. To enter the prize-draw, you must submit your Christmas Card design, with your name, phone number and email address associated with your insurance policy to
  4. The winning entry will be used in a promotion to send to all Dinghy customers, along with the designer’s name and subject to acceptance by the designer, their website address and phone number.
  5. Designs that do not win may be displayed on the Dinghy website along with the designer’s name. These designs will be watermarked to prevent unauthorised copying.
  6. Dinghy agrees not to use the designs for any other purpose than described in these terms and conditions.
  7. Designs must be A5 in size and a minimum of 300 dpi
  8. Designs containing any obusive, aggresive or material that may offend will not be eligible for the competition
  9. Any submissions where the email address does not match an email address of a Dinghy customer with a live insurance policy will be excluded from the competition
  10. Any submissions where the policy is cancelled before the end of the competiton will be excluded from the final draw
  11. You can only enter the competition draw once using the email associated with your policy. If you hold more than one policy you must choose to enter with only one email.
  12. The closing date of the prize draw is 23.59 GMT on 26 November 2021. Entries received after this time will not be considered.
  13. Employees of Dinghy, its group companies and affiliates or their family members, or anyone else connected with the competition may not enter the prize draw.
  14. You must be over 18 to enter the prize draw.
  15. Dinghy reserves the right to suspend or permanently ban any account believed to be fraudulent, based on IP and email address.
  16. The prize is non-exchangeable, non-transferable, and is not redeemable for cash value.
  17. Dinghy retains the right to substitute the prize with another prize of similar value in the event that the original prize offered is not available.
  18. By submitting your personal information, you agree that Dinghy may share your name with the rest of the Dinghy customers when announcing the winner of the competition
  19. The Dinghy employees will choose their favourite five designs from the entries.
  20. One winner will be chosen at random from the five selected entries received in accordance with these terms and conditions. The competition winner will be chosen 6 December 2021.
  21. If less than 5 entries are received then all will be eligible for the random selection
  22. Dinghy accepts no responsibility for any costs associated with the prize and not specifically included in the prize.
  23. The winner will be notified by email or phone number.
  24. If the winner does not respond to Dinghy within four days of being notified by Dinghy, or if the winner rejects their prize, or their entry is invalid or in breach of these terms and conditions, then they shall forfeit their prize and Dinghy shall be entitled to select another winner in accordance with the process described above.
  25. The decisions on 6 December 2021 are final. The prize must be accepted as awarded.
  26. The winner may be required to take part in promotional activity related to the competition and they shall participate in such activity on Dinghy’s reasonable request.
  27. The winner consents to the use by Dinghy and its related companies, for use of the e-card and social campaigns during December 2021
  28. Entry to the competition is conditional on acceptance of these terms and conditions.
  29. Dinghy shall use and take care of any personal information you supply to it as described in its privacy policy, a copy of which can be seen at and in accordance with data protection legislation.
  30. By entering the competition you agree to the collection, retention, usage and distribution of your personal information in order to process and contact you about your competition entry and for the purposes outlined in paragraph 28 above.
  31. Dinghy accepts no responsibility for any damage, loss, liabilities, injury or disappointment incurred or suffered by you as a result of entering the competition or accepting the prize.
  32. Dinghy further disclaims liability for any injury or damage to you or any other person’s computer relating to or resulting from participation in, or downloading any materials in connection with, the prize draw or discount code. Nothing in these terms and conditions shall exclude the liability of Dinghy for death, personal injury, fraud or fraudulent misrepresentation as a result of its negligence.
  33. Dinghy reserves the right at any time to modify or discontinue, temporarily or permanently, this competition with or without prior notice due to reasons outside its control. The decision of Dinghy in all matters under its control is final and binding, and no correspondence will be entered into.
  34. Dinghy shall not be liable for any failure to comply with its obligations where the failure is caused by something outside its reasonable control. Such circumstances shall include, but not be limited to, weather conditions, fire, flood, hurricane, strike, industrial dispute, war, hostilities, political unrest, riots, civil commotion, inevitable accidents, supervening legislation or any other circumstances amounting to force majeure.
  35. The competition will be governed by English law and entrants submit to the exclusive jurisdiction of the English courts.
  36. Promoter: Dinghy UK Limited, 9 Miller Court Severn Drive, Tewkesbury Business Park, Tewkesbury, England, GL20 8DN.