Freelance ereceptionist insurance

Business insurance for ereceptionists and virtual receptionists. Quick, easy and tailored to you. Get a quote in 60 seconds and insured from just 25p a day. From Professional Indemnity and Public Liability to Business Equipment insurance and our exclusive Freelancer Assist cover.

Freely toggles on-and-off to suit your needs and save you money.
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Why choose eReceptionist insurance from Dinghy?
You can be insured in under 5 minutes
Your time is precious – so you can get fully insured in less than 5 minutes, with your documents ready for you immediately in your online self-service area.
You get tailored insurance for eReceptionists
You are an ereceptionist not just ‘a freelancer’. We understand that, and that is why we offer specific cover to what you do and can pass the savings on to you.
You can save money when you’re not working
If you’re between contracts, or simply taking a break from work, then you no longer need to pay for insurance you’re not using. Turn your insurance off with a tap when you don’t need it and reduce your costs. We put you in control.
You get rock solid, world class insurance
We’ve partnered with some of the biggest names in the insurance industry to give you peace of mind with your cover, such as 24/7 equipment claims handling and expert lawyers to defend you.
What our customers say:
Frequently asked questions:
What insurance does an eReceptionist need?
As a eReceptionist, you can make mistakes that cost your client’s money. You can insure this risk with professional indemnity insurance. We also offer public liability, business equipment and cyber liability insurance.
How much does eReceptionist insurance cost?
Less than you think! From 25p a day we can provide professional indemnity insurance of £100,000 each claim. Our average eReceptionist pays less than £18 per month.
What amount of insurance should an eReceptionist buy?
Every customer has different needs. Our most popular limit for eReceptionist is £1,000,000 professional indemnity, £1,000,000 public liability and £2,000 of business equipment.
What happens if I make an insurance claim?
First thing to do is not panic. We are here to help you. As soon as you need to make a claim you can login to your Self Service area and go to Support. If it’s an equipment claim, we will be there for you 24/7.
Why does an eReceptionist need insurance?
As a freelance eReceptionist you will need professional indemnity insurance for any mistakes you make with work for a client. Cyber liability will protect you in case a clients data is compromised, while public liability insurance for designers will offer cover if you work in shared space or a clients office. And business equipment insurance will will protect your vital work gadgets and equipment.
What other cover might eReceptionists need?
At Dinghy we include Freelancer Assist with all policies as standard, which provides help when clients aren’t paying an invoice, covers lost pay due to being called for jury service. Or provides expert tax specialists if you have an IR35 or other tax inspection.
What about insurance for my gadgets?
As a eReceptionist, your gadgets are the cornerstone of your business. Luckily Dinghy offer insurance to cover you design equipment with our business equipment cover. From your laptop, mobile phone or graphics tablet we have got it covered.
What is an eReceptionist?
An ereceptionist, or virtual receptionist as they are interchangeably called, are remote receptionists who complete all the functions of a traditional receptionist but out of house. They are contracted by companies and clients on an as needed basis, much like any freelancer. Ereceptionists make use of digital technology and processes to provide customer service, call handling, call forwarding to in house employees, and other support functions. Outsourcing to an ereceptionist can cost considerably less than hiring an in house receptionist, while providing the same functionality and support to smaller and scaling businesses. Thus freeing up time from support tasks so the client and business can concentrate on growth.
What is a secretarial fee?
How much should you charge as an ereceptionist? A full-time salaried receptionist can expect to earn on average between £19,000 to £22,000 per annum. However, this represents just an average and can vary greatly by region and company. As an ereceptionist you may expect to earn anything from £8 an hour up to £20 depending on your level of experience, the client and other factors. But don’t forget to take into account other costs when calculating your day/hourly rate. There are also tax, admin, marketing and other costs to take into consideration. And Dinghy’s low-cost flexible insurance for ereceptionists is perfect to keep you covered while you work and save you money when you are not.

Our Insurance Partners

Allianz are one of the largest general insurers in the UK and part of the Allianz Group, one of the world’s foremost financial services providers. Allianz SE Group employs 142,000 employees worldwide, serving 85m customers in more than 70 countries. In the UK, Allianz Insurance employs over 4,600 people across a network of 26 offices. The company’s Head Office is situated in Guildford, Surrey. We have additional support services with over 1,000 people based in Trivandrum, India. Allianz offers commercial insurance with a full range of products for sole traders, right up to large commercial organisations.
ARAG’s UK operation provides a nationwide service from their Bristol Head office. They are part of ARAG SE, a global leader in legal expenses insurance which generates annual premium income in excess of €1.5 billion. It has always been their vision to enable everyone, not just those that can afford it, to assert their legal rights. With this aim in mind we have partnered with them to provide our innovative Freelancer Assist product.
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The only freelance insurance you will ever need. You’ll be covered in minutes