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Freelancer Assist

Exclusive to Dinghy – Freelancer Assist will chase your unpaid invoices, support you with tax investigations (including IR35), provide legal and tax advice, offers a free counselling service and more.

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Get help as a Freelancer with Dinghy

We know firsthand that as a freelancer you have the benefits of being your own boss; but we also know that you lack the support of the bigger company around you. That’s why we have developed Freelancer Assist as an integral part of every policy we sell. Helping you with any unpaid or late invoices, tax and legal problems. We see this as essential for all freelancers; that’s why it’s built into our policy. You won’t find a cheaper, faster or fairer insurance for freelancers and the self-employed.

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Why choose Dinghy Freelancer Insurance?

We are insurance for freelancers that is faster, cheaper and fairer. However, we aim to be even more than that. We want to solve the problems that freelancers face, starting with insurance. We have worked meticulously to create an insurance product specific to freelancers and self-employed professionals. We are the first and so far only Professional Indemnity insurance provider that allows you to pay less when you are not working, giving you an insurance policy that truly matches your lifestyle. We are also the only provider to offer Freelancer Assist as standard on every policy; so you know that you have the support of a larger company behind you, allowing you to focus on getting your work done.

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What does Freelancer Assist do?

  • Help you chase your unpaid invoices and provide expert lawyers to formally chase your debt if it remains unpaid
  • Provide expert tax assistance should you have an investigation from the taxman. IR35 is an increasing worry for freelancers, as is any concern over self-assessment filing. Costs of accountants to look at these problems runs to hundreds of pounds; we will provide it as part of your policy.
  • Cover your lost income if you have to go on jury duty. For the first 10 days of jury service, the Government will only recompense you up to £64.95. We will make up the lost income.
  • Free legal, tax and counselling helplines. Sometimes all you need is to speak to someone on the phone and ask a quick question – we can do that. Our counselling helpline is also available 24/7 and completely confidential.

What is Freelancer Assist?

Freelancer Assist provides help chasing unpaid invoices, escalating to legal assistance if required. It also provides expert tax assistance should you have an investigation from HMRC for IR35, tax audit or VAT investigation. It covers lost income if you have to go on jury duty, as well as offering free legal, tax and counselling helplines.

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How much does Freelancer Assist cost?

Freelancer Assist is included as standard at no extra cost on every Dinghy insurance policy. Whether you buy professional indemnity insurance, public liability or business equipment insurance. So you can rest assured that any unpaid or late invoices will be chased, tax investigations will be covered by experts, and you will always have advice and counselling available just a phone call away, should you need it.

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What if a client refuses to pay an invoice?

Unpaid invoices. Late invoice payment. Unfortunately nearly every freelancer will have to deal with outstanding invoice issues at some point, and when it happens to you, would you know what to do to recover the money you are due? Perhaps an overdue invoice letter? Would you know what to write? With Freelancer Assist we will do that leg work for you, as long as the invoice is over £200 you are covered with Dinghy.

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What happens if I am investigated by HMRC?

Tax. It is one of the only things in life that are guaranteed. Yet, as a Freelancer you are responsible for your own taxes, and as such, face greater scrutiny from HMRC. So what if they decide to investigate your self assessment filing, or you are investigated over IR35 regulation, or VAT? With Freelancer assist we will provide expert assistance to deal with HMRC, so you can worry just that little bit less.

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Our Products

At Dinghy we have carefully crafted our insurance products with the freelancer and self-employed lifestyle at their core. In doing so they fit perfectly with your flexible hours and changing work environments. Reflecting the modern way you do business. Stack them together, manage them easily and get yourself covered.