Freelance Graphic Designer Insurance

Business insurance for freelance graphic designers and creative designers. Get a quote in 60 seconds and be insured from a cost of just 25p a day. From Professional Indemnity to Business Equipment insurance.

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Why choose freelance graphic designer insurance from Dinghy?
You can be insured in under 5 minutes
Your time is precious – so you can get fully insured in less than 5 minutes, with your documents ready for you immediately in your online self-service area.
You get tailored insurance for graphic designers
You are a graphic designer not just ‘a freelancer’. We understand that, and that is why we offer specific cover to what you do and can pass the savings on to you.
You can save money when you’re not working
If you’re between contracts, or simply taking a break from work, then you no longer need to pay for insurance you’re not using. Turn your insurance off with a tap when you don’t need it and reduce your costs. We put you in control.
You get rock solid, world class insurance
We’ve partnered with some of the biggest names in the insurance industry to give you peace of mind with your cover, such as 24/7 equipment claims handling and expert lawyers to defend you.
What our customers say:
Frequently asked questions
What insurance does a freelance graphic designer need?
As a freelance graphic designer, you can make mistakes that cost your client’s money. You can insure this risk with professional indemnity insurance. We also offer public liability, and business equipment and Freelancer Assist included free on all policies.
How much does graphic designer insurance cost?
Less than you think! From 25p a day we can provide professional indemnity insurance of £100,000 each claim. Our average graphic designer pays less than £18 per month.
What amount of insurance should a freelance graphic designer buy?
Every customer has different needs. Our most popular limit for graphic designers is £1,000,000 professional indemnity, £1,000,000 public liability and £2,000 of business equipment.
What happens if I make an insurance claim?
First thing to do is not panic. We are here to help you. As soon as you need to make a claim you can login to your Self Service area and go to Support. If it’s an equipment claim, we will be there for you 24/7.
Do freelance graphic designers need insurance?
As a freelance designer you will need designer’s professional indemnity insurance for any mistakes you make with work for a client. Public liability insurance for designers will offer cover if you work in shared space or a clients office. And business equipment insurance will will protect your vital work gadgets and equipment.
What other cover might freelance designers need?
At Dinghy we include Freelancer Assist with all policies as standard, which provides help when clients aren’t paying an invoice, covers lost pay due to being called for jury service. Or provides expert tax specialists if you have an IR35 or other tax inspection.
What about insurance for my gadgets?
As a freelance designer, your gadgets are the cornerstone of your business. Luckily Dinghy offer insurance to cover your design equipment with our business equipment cover. From your laptop, mobile phone or graphics tablet we have got it covered.
Do graphic designers need professional indemnity insurance in particular?
As a freelance designer, you’ll often find that holding professional indemnity insurance is a prerequisite to getting a job. For this reason alone it’s essential. Without the legal expertise – or the very deep pockets – it’s almost impossible for freelancers to defend themselves from claims made against them if they don’t have insurance cover. Whether it’s an issue with a font, an unfortunate typo, or a claim of plagiarism, professional indemnity insurance will pay out for the legal costs and any associated expenses and damages – leaving you free to focus on your work.
How do I start as a freelance designer?
A very good question. It might sound obvious, but the first step to take when you’re starting out as a freelance designer is to find your first client. Don’t be afraid to tap into your personal network or reach out to previous contacts you’ve made (through work experience or apprenticeships for example). There are also a large number of freelance job sites for you to peruse. Make sure you’ve also created a brand for yourself (which, in itself, will be a good showcase for your skills) and have put a portfolio of your work together. It’s also worth making sure you’re proficient with making proposals, putting together invoices, and handling paperwork. Boring? Yes. But they’re essential to getting your business up and running. And one last tip – once you’ve started to build up a roster of clients, don’t be afraid to seek out referrals. Word of mouth from a happy client can be more valuable to you than any number of expensive advertising campaigns or cold calls to prospective businesses.

Our Insurance Partners

Allianz are one of the largest general insurers in the UK and part of the Allianz Group, one of the world’s foremost financial services providers. Allianz SE Group employs 142,000 employees worldwide, serving 85m customers in more than 70 countries. In the UK, Allianz Insurance employs over 4,600 people across a network of 26 offices. The company’s Head Office is situated in Guildford, Surrey. We have additional support services with over 1,000 people based in Trivandrum, India. Allianz offers commercial insurance with a full range of products for sole traders, right up to large commercial organisations.
ARAG’s UK operation provides a nationwide service from their Bristol Head office. They are part of ARAG SE, a global leader in legal expenses insurance which generates annual premium income in excess of €1.5 billion. It has always been their vision to enable everyone, not just those that can afford it, to assert their legal rights. With this aim in mind we have partnered with them to provide our innovative Freelancer Assist product.
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The only freelance insurance you’ll ever need. You’ll be covered in minutes.