What happens if I make an insurance claim?
First thing to do is not panic. We are here to help you. As soon as you need to make a claim you can login to your Self Service area and go to Support. If it’s an equipment claim, we will be there for you 24/7.
Do freelance graphic designers need insurance?
As a freelance designer you will need designer’s professional indemnity insurance for any mistakes you make with work for a client. Public liability insurance for designers will offer cover if you work in shared space or a clients office. And business equipment insurance will will protect your vital work gadgets and equipment.
What other cover might freelance designers need?
At Dinghy we include Freelancer Assist with all policies as standard, which provides help when clients aren’t paying an invoice, covers lost pay due to being called for jury service. Or provides expert tax specialists if you have an IR35 or other tax inspection.
What about insurance for my gadgets?
As a freelance designer, your gadgets are the cornerstone of your business. Luckily Dinghy offer insurance to cover your design equipment with our business equipment cover. From your laptop, mobile phone or graphics tablet we have got it covered.
Do graphic designers need professional indemnity insurance in particular?
As a freelance designer, you’ll often find that holding professional indemnity insurance is a prerequisite to getting a job. For this reason alone it’s essential. Without the legal expertise – or the very deep pockets – it’s almost impossible for freelancers to defend themselves from claims made against them if they don’t have insurance cover. Whether it’s an issue with a font, an unfortunate typo, or a claim of plagiarism, professional indemnity insurance will pay out for the legal costs and any associated expenses and damages – leaving you free to focus on your work.
How do I start as a freelance designer?
A very good question. It might sound obvious, but the first step to take when you’re starting out as a freelance designer is to find your first client. Don’t be afraid to tap into your personal network or reach out to previous contacts you’ve made (through work experience or apprenticeships for example). There are also a large number of freelance job sites for you to peruse. Make sure you’ve also created a brand for yourself (which, in itself, will be a good showcase for your skills) and have put a portfolio of your work together. It’s also worth making sure you’re proficient with making proposals, putting together invoices, and handling paperwork. Boring? Yes. But they’re essential to getting your business up and running. And one last tip – once you’ve started to build up a roster of clients, don’t be afraid to seek out referrals. Word of mouth from a happy client can be more valuable to you than any number of expensive advertising campaigns or cold calls to prospective businesses.