Insurance for Professionals
Fair & flexible insurance for professionals. Get a quote in 60 seconds and be protected from just 30p a day.
Freely toggles on-and-off to suit your needs and save you money.
Why choose professional insurance from Dinghy?
You can be insured in under 5 minutes
Your time is precious – so you can get fully insured in less than 5 minutes, with your documents ready for you immediately in your online self-service area.
Tailored insurance for professionals
Our insurance for professionals is tailored to meet your needs. We have partnered with A-Rated insurer Allianz to customise a product to fit you, creating cost savings that we pass on to you.
You can save money if you’re not working
If you’re between contracts, or simply taking a break from work, then you no longer need to pay for insurance you’re not using. Turn your insurance off with a tap when you don’t need it and reduce your costs. We put you in control.
You get rock solid, world class insurance
We’ve partnered with some of the biggest names in the insurance industry to give you peace of mind with your cover, such as 24/7 equipment claims handling and expert lawyers to defend you.
Frequently asked questions
How much does professional insurance cost?
Less than you think! From 30p a day we can provide professional indemnity insurance of £100,000 each claim. Our average professional pays less than £18 per month.
What amount of insurance should I buy?
Every customer has different needs. Our most popular limit for professionals is £1,000,000 professional indemnity (including freelancer assist), £1,000,000 public liability and £2,000 of business equipment.
What happens if I make an insurance claim?
First thing to do is not panic. We are here to help you. As soon as you need to make a claim you can login to your Self Service area and go to Support. If it’s an equipment claim, we will be there for you 24/7.
Our A-Rated Insurance Partners
When you buy a policy with us we make sure that we use the best insurance carriers available to give you long term protection. It's important that you can trust your insurer to pay claims when required. That is why we have partnered with global, A-Rated companies who provide excellent services, such as a 24 hour equipment claims service.
Allianz are one of the largest general insurers in the UK and part of the Allianz Group, one of the world’s foremost financial services providers.
Allianz SE Group employs 142,000 employees worldwide, serving 85m customers in more than 70 countries. In the UK, Allianz Insurance employs over 4,600 people across a network of 26 offices. The company’s Head Office is situated in Guildford, Surrey. We have additional support services with over 1,000 people based in Trivandrum, India.
Allianz offers commercial insurance with a full range of products for sole traders, right up to large commercial organisations.
ARAG’s UK operation provides a nationwide service from their Bristol Head office. They are part of ARAG SE, a global leader in legal expenses insurance which generates annual premium income in excess of €1.5 billion.
It has always been their vision to enable everyone, not just those that can afford it, to assert their legal rights. With this aim in mind we have partnered with them to provide our innovative Freelancer Assist product.
Let’s Do this
The only freelancer insurance you will ever need.
You’ll be covered in minutes