July 31, 2018

What level of Public Liability insurance do I need?

Written by Rob Hartley

Dinghy Co-Founder

This article will help you understand the risks that Public Liability covers, and give you a guide on what limit you should buy.

Choosing your Public Liability insurance limit often depends on the work you do and whether you have been asked to get a particular level by your clients.

You should also think about the work you do, how you interact with the public and the possible extent of compensation claims if something went wrong. Take into account your compensation also covers costs incurred like lost income and the medical costs for those that have claimed so it can quickly rise. In recent times compensation figures have got higher and higher to cover people injured who may have long-term issues.

At Dinghy we offer cover from £1m to £5m Public Liability insurance, you can buy it alongside Professional Indemnity

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About Rob Hartley

Rob Hartley ACII has worked in insurance for over 17 years in Europe, USA and the Caribbean. He is inspired to improve the image of insurance and bring it back to being a social good. Having also worked as a freelance web developer and an insurance consultant he is passionate about improving insurance for freelancers. In 2017 he co-founded getdinghy.com, an insurance provider that specialises in freelancer insurance.

Read more blog posts by Rob Hartley


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