Multi-profession insurance for freelancers

Whether you are a Copywriter and a Web Developer, or Photographer and Management Consultant, we cover all your activities as a freelancer in one policy

Freely toggles on-and-off to suit your needs and save you money.
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As a freelancer we understand that you may choose to do more than one thing. It doesn’t mean you’re a “jack of all trades”; it means that you are multi-skilled!

We know that one project may require a certain skill, and the next another one. That is why we are the first insurer to give you the option of multi-selecting your profession.

Also, if you need to change your profession from one gig to the next, then you can do that too – no fuss, no fees. Simply login and update.

That’s the Dinghy difference – fast, fair and flexible insurance for freelancers.

What our customers say:
I was looking for a flexible solution for business insurance for a Ltd company and found it! The application process was very clear and they answered all my questions quickly. Highly recommended!

Monica Lelli – Trustpilot Review

Frequently asked questions
What insurance does a freelancer need?
As a freelancer, you can make mistakes that cost your client’s money. You can insure this risk with Professional Indemnity insurance. We also offer public liability, business equipment and cyber liability insurance.
How much does freelancer insurance cost?
Less than you think! From 25p a day we can provide Professional Indemnity insurance of £100,000 each claim. Our average freelancer pays less than £15 per month.
What amount of insurance should I buy?
Every customer has different needs. Our most popular limit for freelancers is £1,000,000 professional indemnity, £1,000,000 public liability and £2,000 of business equipment.
What happens if I make an insurance claim?
First thing to do is not panic. We are here to help you. As soon as you need to make a claim you can login to your Self Service area and go to Support. We will then call you to discuss it with you. If it’s an equipment claim, we will be there for you 24/7.

Our Insurance Partners

Beazley is different to most of the insurers that you will come across in the UK market. Honed over three decades, their expertise lies in specialist risks; combined with a deep understanding of the insurance needs of specific sectors and clients. They have embraced freelancer insurance needs and we are delighted to work with them.

ARAG’s UK operation provides a nationwide service from their Bristol Head office. They are part of ARAG SE, a global leader in legal expenses insurance which generates annual premium income in excess of €1.5 billion. It has always been their vision to enable everyone, not just those that can afford it, to assert their legal rights. With this aim in mind we have partnered with them to provide our innovative Freelancer Assist product.

Let’s do this

The only freelancer insurance you will ever need.

You’ll be covered in minutes