Roles that typically require public liability insurance include musicians, photographers and artists. These are professions that have a core element of being in the public domain. If you are working in venues or public spaces and you will come into contact with the public, then having public liability insurance is a must.
Anyone who comes into contact with other people while working should have Public Liability insurance. If you work in a shared office space, a coffee shop, or have clients come visit you at home, you should buy Public Liability insurance. Your home insurance may provide public liability insurance for working from home, however, work anywhere else and your home insurance won’t cover you.Learn more
The price of Public Liability insurance varies depending on what you do and where you do it. For instance, the risk of injury to a pedestrian from a scaffolder dropping something versus you spilling coffee on them is quite vast. Depending on how hot you take your coffee! Consider some day-to-day worst case scenarios to work out your level of Public Liability.Get a quote
At Dinghy we have carefully crafted our insurance products with the freelancer and self-employed lifestyle at their core. In doing so they fit perfectly with your flexible hours and changing work environments. Reflecting the modern way you do business. Stack them together, manage them easily and get yourself covered.