Freelance Recruiter Insurance

Business insurance for freelance recruiters and recruitment consultants. Get a quote in 60 seconds and be insured from a cost of just 25p a day. From Professional Indemnity and Public Liability to Business Equipment insurance.

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Why choose freelance recruiter insurance from Dinghy?
You can be insured in under 5 minutes
Your time is precious – so you can get fully insured in less than 5 minutes, with your documents ready for you immediately in your online self-service area.
You get tailored insurance for freelance recruiters
You are a recruiter not just ‘a freelancer’. We understand that, and that is why we offer specific cover to what you do and can pass the savings on to you.
You can save money when you’re not working
If you’re between contracts, or simply taking a break from work, then you no longer need to pay for insurance you’re not using. Turn your insurance off with a tap when you don’t need it and reduce your costs. We put you in control.
You get rock solid, world class insurance
We’ve partnered with some of the biggest names in the insurance industry to give you peace of mind with your cover, such as 24/7 equipment claims handling and expert lawyers to defend you.
What our customers say:
Frequently asked questions
What insurance does a freelance recruiter need?
As a freelance recruiter, you can make mistakes that cost your client’s money. You can insure this risk with professional indemnity insurance. We also offer public liability, and business equipment and Freelancer Assist included free on all policies.
How much does freelance recruiter insurance cost?
Less than you think! From 25p a day we can provide professional indemnity insurance of £100,000 each claim. Our average graphic designer pays less than £18 per month.
What amount of insurance should a freelance recruiter buy?
Every customer has different needs. Our most popular limit for freelance musicians is £1,000,000 professional indemnity, £1,000,000 public liability and £2,000 of business equipment.
What happens if I make an insurance claim?
First thing to do is not panic. We are here to help you. As soon as you need to make a claim you can login to your Self Service area and go to Support. If it’s an equipment claim, we will be there for you 24/7.
What insurance do you need as a recruitment consultant?
As a freelance recruiter, or recruitment consultant, you will be issuing professional advice to a client and their organisations that will have an impact on their success. Most likely for the better. But what if things go wrong as they sometimes do? You will need Professional Indemnity insurance to help protect against the costs of settling or defending any claims brought against you by your client. You may, for example, have failed to check a candidate’s references or made a mistake in the job advert. There is also a risk that a candidate could injure themselves when visiting your premises or during any interview with you. For this you will need Public Liability insurance. And then there is the question of your personal gadgets vital to your business such as your mobile phone and laptop. For this you need Business Equipment cover. At Dinghy we can provide you with all of these, with our flexible low cost insurance for freelance recruiters. Putting you in control.
What is a freelance recruitment consultant?
Freelance recruiters, or recruitment consultants essentially take on the task of vetting potential candidates for a role on behalf of their client. They take on the burden of a time consuming process to meet the needs of their client. Freelance recruitment consultants will need to be able to identify qualities, traits and the work experience necessary to successfully fulfil a role or project. As well as make a judgment on a candidate’s suitability for the culture of the company, and the personality traits that will be best suited to the existing team or client. Freelance recruiters can take on the full end to end responsibility of a hire, or just part of the process. Either way, they will need to work closely with the client in order to understand their requirements, and to find someone who is the right fit.

Our Insurance Partners

Allianz are one of the largest general insurers in the UK and part of the Allianz Group, one of the world’s foremost financial services providers. Allianz SE Group employs 142,000 employees worldwide, serving 85m customers in more than 70 countries. In the UK, Allianz Insurance employs over 4,600 people across a network of 26 offices. The company’s Head Office is situated in Guildford, Surrey. We have additional support services with over 1,000 people based in Trivandrum, India. Allianz offers commercial insurance with a full range of products for sole traders, right up to large commercial organisations.
ARAG’s UK operation provides a nationwide service from their Bristol Head office. They are part of ARAG SE, a global leader in legal expenses insurance which generates annual premium income in excess of €1.5 billion. It has always been their vision to enable everyone, not just those that can afford it, to assert their legal rights. With this aim in mind we have partnered with them to provide our innovative Freelancer Assist product.
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The only freelance insurance you’ll ever need. You’ll be covered in minutes.