Freelance Writer Insurance

Every customer has different needs. Our most popular limit for freelance writers is £1,000,000 professional indemnity (including freelancer assist), £1,000,000 public liability and £2,000 of business equipment.

First thing to do is not panic. We are here to help you. As soon as you need to make a claim you can login to your Self-Service area and go to Support. If it’s an equipment claim, we will be there for you 24/7.

Whether your question is ‘do writers need insurance?’ or ‘do authors need insurance?’ the answer is the same – yes. But what insurance do freelancers need? We’d recommend professional indemnity insurance – perfect for numerous issues that may arise in the course of your work. From accusations of copyright infringement to missed deadlines to disagreements over the delivery of a brief, professional indemnity has you covered. As a writer it’s also very likely that your laptop or your computer is the tool you rely on most. For that reason, we’d recommend our business equipment cover. We offer worldwide insurance for all your equipment. We have a 24/7 business equipment claims service and if you live in mainland UK we will aim to have all your equipment replaced and couriered to you within 24 hours of you telling us; or quicker. And if we can’t meet that you can choose instant cash straight into your bank – no delays, no fuss – allowing you to get on with your job.

If you’re just starting out, you may well be asking yourself the question ‘is freelance copywriting a good career?’ If you’re good enough and passionate enough about what you do, then absolutely. Writing is a skill which is always in demand, and quick, reliable, adaptable writers are hard to come by. It’s normal to wonder ‘can you make money copywriting?’ or, more accurately, ‘how much does a freelance copywriter charge?’ – so let us point you in the right direction. There are various ways in which you can charge for your work. You can charge per word, per hour, or set out a price upfront for an agreed upon length of article. As always, the amount of money you can ask for depends in part on both experience and location but you should be looking at somewhere between £30 and £100 per hour. In 2018, for example, the average daily rate of a UK copywriter was £342.