Freelance Writer Insurance

Fair & flexible freelance writers insurance. Get a quote for freelance writer insurance in 60 seconds and be protected from just 30p a day. From Professional Indemnity and Public Liability to Business Equipment insurance and our exclusive Freelancer Assist cover.

Freely toggles on-and-off to suit your needs and save you money.
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Why choose freelance writers liability insurance from Dinghy?
You can be insured in under 5 minutes
Your time is precious – so you can get fully insured in less than 5 minutes, with your documents ready for you immediately in your online self-service area.
Tailored copywriter indemnity insurance
Our professional indemnity insurance for freelance writers is tailored to meet your needs. We have partnered with A-Rated insurer Allianz to customise a product to fit you, creating cost savings that we pass on to you.
You can save money if you’re not working
If you’re between contracts, or simply taking a break from work, then you no longer need to pay for insurance you’re not using. Turn your insurance off with a tap when you don’t need it and reduce your costs. We put you in control.
You get rock solid, world class insurance
We’ve partnered with some of the biggest names in the insurance industry to give you peace of mind with your cover, such as 24/7 equipment claims handling and expert lawyers to defend you.
What our customers say:
Great friendly accessible service. Can always speak to a person and they always go the extra mile to help with your query. Highly recommended!
Jodie – Trustpilot Review
Frequently asked questions
Do copywriters need professional indemnity insurance?
As a freelance writer, you can make mistakes that cost your client’s money. You can insure this risk with professional indemnity insurance. We also offer public liabilitybusiness equipment and freelancer assist.
How much does freelance writer insurance cost?
Less than you think! From 30p a day we can provide professional indemnity insurance of £100,000 each claim. Our average freelance writer pays less than £18 per month.
What amount of freelance insurance cover should I buy?
Every customer has different needs. Our most popular limit for freelance writers is £1,000,000 professional indemnity (including freelancer assist), £1,000,000 public liability and £2,000 of business equipment.
What happens if I make an insurance claim?
First thing to do is not panic. We are here to help you. As soon as you need to make a claim you can login to your Self-Service area and go to Support. If it’s an equipment claim, we will be there for you 24/7.
Do freelance writers need insurance?
Whether your question is ‘do writers need insurance?’ or ‘do authors need insurance?’ the answer is the same – yes. But what insurance do freelancers need? We’d recommend professional indemnity insurance – perfect for numerous issues that may arise in the course of your work. From accusations of copyright infringement to missed deadlines to disagreements over the delivery of a brief, professional indemnity has you covered. As a writer it’s also very likely that your laptop or your computer is the tool you rely on most. For that reason, we’d recommend our business equipment cover. We offer worldwide insurance for all your equipment. We have a 24/7 business equipment claims service and if you live in mainland UK we will aim to have all your equipment replaced and couriered to you within 24 hours of you telling us; or quicker. And if we can’t meet that you can choose instant cash straight into your bank – no delays, no fuss – allowing you to get on with your job.
What exactly does a copywriter do?
If you’re just starting out, you may well be asking yourself the question ‘is freelance copywriting a good career?’ If you’re good enough and passionate enough about what you do, then absolutely. Writing is a skill which is always in demand, and quick, reliable, adaptable writers are hard to come by. It’s normal to wonder ‘can you make money copywriting?’ or, more accurately, ‘how much does a freelance copywriter charge?’ – so let us point you in the right direction. There are various ways in which you can charge for your work. You can charge per word, per hour, or set out a price upfront for an agreed upon length of article. As always, the amount of money you can ask for depends in part on both experience and location but you should be looking at somewhere between £30 and £100 per hour. In 2018, for example, the average daily rate of a UK copywriter was £342.

Our A-Rated Insurance Partners

Allianz are one of the largest general insurers in the UK and part of the Allianz Group, one of the world’s foremost financial services providers. Allianz SE Group employs 142,000 employees worldwide, serving 85m customers in more than 70 countries. In the UK, Allianz Insurance employs over 4,600 people across a network of 26 offices. The company’s Head Office is situated in Guildford, Surrey. We have additional support services with over 1,000 people based in Trivandrum, India. Allianz offers commercial insurance with a full range of products for sole traders, right up to large commercial organisations.
ARAG’s UK operation provides a nationwide service from their Bristol Head office. They are part of ARAG SE, a global leader in legal expenses insurance which generates annual premium income in excess of €1.5 billion. It has always been their vision to enable everyone, not just those that can afford it, to assert their legal rights. With this aim in mind we have partnered with them to provide our innovative Freelancer Assist product.
Let’s do this
The only freelance insurance you’ll ever need. You’ll be covered in minutes